“A Study on Awareness and Impact of Tax-Saving Schemes among Corporate Employees in Bangalore.”
KEYWORDS- Tax-Saving Schemes, Tax Awareness, Financial Planning, Savings Behaviour, Corporate Employees, Income Tax Act, Employer Guidance, Financial Literacy, Investment Decisions, Demographic Factors, Bangalore.
ABSTRACT
The study outlines the background, need, and significance of examining awareness of tax-saving schemes among corporate employees in Bangalore. In the context of India’s evolving taxation system and increasing emphasis on financial planning, tax-saving provisions under the Income Tax Act play a crucial role in helping individuals reduce tax liability while promoting disciplined savings and long-term wealth creation. Despite the availability of various schemes such as deductions under Section 80C, 80D, and pension-related contributions, effective utilization largely depends on the level of awareness and understanding among taxpayers.
The problem statement, emphasizing the gap between the availability of tax-saving opportunities and the actual awareness and usage among corporate employees. It establishes the importance of studying how awareness influences financial planning and savings behavior. The objectives of the study are clearly defined, focusing on measuring awareness levels, examining its impact on financial behavior, analyzing the role of employers and advisory channels, and identifying demographic variations.
Registration ID: IJVRA_701206 Published ID: IJVRA2603016
"“A Study on Awareness and Impact of Tax-Saving Schemes among Corporate Employees in Bangalore.”", IJVRA - International Journal of Versatile Research and Analysis (www.IJVRA.org), ISSN:2984-8903, Vol.4, Issue 3, page no.119-130, March-2026, Available :https://ijpub.org/IJVRA/papers/IJVRA2603016.pdf
Paper Reg. ID: IJVRA_701206
Published Paper Id: IJVRA2603016
Research Area: Commerce All
Country: Bengaluru, Karnataka, India
ISSN: 2984-8903 | IMPACT FACTOR: 9.12 Calculated By Google Scholar | ESTD YEAR: 2023
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Publisher: IJVRA (IJ Publication) Janvi Wave
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